Five Tips for a Stress-free Road Trip + $50 Gas Card Giveaway

August 22, 2011

Head over to Mommy Musings and win a $50 gas card!

Summer is almost over and many will make one last summer trip. NAIC (national association of insurance commissioners) want to be sure you are aware of what your auto insurance covers if you are in trouble on the road. For example 40% believe their insurance covers the replacement of personal items stolen from vehicle and a third think their insurance automatically covers a rental car.

Use these 5 tips to make your road trip stress free

1. Confirm your car insurance is active and premiums are up-to-date. Have a current copy of your insurance card in the car.

2. Check to see if your policy includes roadside assistance. You can be covered for towing, fuel delivery, lockout service, jump-starts and more.

3. If renting a car, check if your current policy includes coverage, and verify limitations with your agent. Some credit cards offer rental coverage, so check with your credit card company to determine if that is an option.

4. If rental car coverage is not included in your policy, consider adding an insurance rider for a small fee or purchasing coverage from the rental car company. Make sure you don’t duplicate benefits from your existing auto, health or home insurance policy.

5. Verify your homeowners or renters insurance covers the theft of personal items from a car, especially if you are planning to carry expensive items in your car such as golf clubs, video or digital cameras or laptops.

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